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"If you can dream it, you can do it"

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Terms and Conditions

Oldbridge S.L.: End User License (Terms and Conditions) Agreement

This License (Terms and Conditions) Agreement was last updated on the 6th of June, 2017

Oldbridge S.L. or Old Bridge Sociedad Limitada (“the Company” or “We”) is a company registered in Malaga, Spain as a company with limited liabilities. The Company offers various services related to the game of Bridge through its two brands “BRIDGEBOFFIN”™ and “BOFFINSWORLD”™ and reserves all rights to add or remove or alter any of the websites that are currently owned or may be owned in the future.
Any usage of this website or any other sites owned and operated by the Company will be governed by the terms and conditions listed herein and are legally binding on every user. You must read and understand the terms and conditions of this Agreement and agree to the same, in order to view, access or participate in any activity on any of the Company’s websites.
It is advised that you print and keep a copy of this Agreement for your reference.

Introduction

By viewing, accessing or registering with the Company and/or by using the Company’s services and/or by marking the “I have read and agree to the terms of the End-User Agreement” box below (or any other similar wordings), you agree to be bound by this Agreement in its entirety and without any reservation, whatsoever. As such, this Agreement constitutes a binding legal document between you and the Company and together with any additional rules which are deemed to be an integral part hereof, this Agreement shall govern your use of this website and any other websites or other services provided by the Company.
All transactions between you and the Company take place in Spain, where the Company’s principal headquarters are located.
In respect of your use of Services, you must have only ONE account, for which you must register with your own actual name. You must access the Services only through your own account and you may never access the Services from any other person’s account. Any attempt on your part to register or open more than one account, under your own name or under the name of anyone else, will amount to violation of this Agreement and the Company will be entitled to immediately close all your accounts, retain all rights (credits, profile and personal information etc.) in such accounts and bar/ban your from any future use/access to the Services and/or take such other steps that may be deemed fit and proper under the sole discretion of the Company.

Privacy Policy

Any use of the services provided by the Company are also subject to the Company’s Privacy Policy which is hereby, incorporated through reference. The Company upholds your privacy to be of utmost importance and has been designed to inform you about our collection and usage of your content and information. The Privacy Policy also tells you how you can use the services to share such information with others.
It is strongly advised that the Privacy Policy is read and understood carefully such that an informed decision can be made by you.

Acceptance of Terms and Conditions

The terms and conditions of this Agreement are non-negotiable and binding in their entirety. If you do not agree with any of the provisions of this Agreement, you MUST immediately stop using the Services and remove yourself as a registrant/user of the Company and/or its Services.
We reserve all rights to amend, modify, update and change any of the terms and conditions of this Agreement (including any other Additional Rules) from time to time. Any such amendment, modification or change shall be duly notified by publication of the new version on the relevant pages of this and all associated websites.
Any modified version of this Agreement will take effect within seven days of its publication on the webpage which would constitute sufficient notice to you to read, understand and agree to the modified version. It shall be your responsibility to ensure that you are aware of the latest version of this Agreement and any use of the website after such modified Agreement comes into effect shall constitute an express acceptance of the terms by you.
We advise you to check for any updates on a regular basis.
No amendment to the Terms of Service or Privacy Policy shall apply to any dispute of which the Company had actual notice before the date of the amendment.
To the extent the Terms of this Agreement or Privacy Policy conflict with any other terms, policy, rules or codes of conduct, the terms contained in thisAgreement and in the Privacy Policy shall govern.

Limited License to Use the Services

Subject to your agreement and continuing compliance with this Agreement and any other relevant Company policies, you are hereby granted a non-exclusive, non-transferable, revocable limited license subject to limitations mentioned below,to access and use the Services using a supported Web-browser (such as Mozilla Firefox, Google Chrome or Microsoft Internet Explorer) or mobile device solely for your own non-commercial educational or entertainment purposes. You agree not to use the Service for any other purpose, except under an express license from the Company to do so.

Limitations to the Use of Services

With respect to any interaction or usage of this or any other associated website, you, as a user, shall:
  • Accept full responsibility for any unauthorized use of your Account or your Credit Card or other payment instruments (such as PayPal) by any unauthorized person.
  • Not create an Account or use the Service if you are a convicted sex offender.
  • Not create an Account if you have previously been removed or banned by the Company.
  • Not use your Account to advertise or solicit or transmit any commercial advertisements, including chain mails, junk emails or repetitive messages, including spim and spam.
  • Not use your Account to engage in any illegal conduct.
  • Not rent, lease, sell, trade, gift, bequeath or otherwise transfer your Account or any virtual items or virtual currency associated with your Account to anyone without express written permission from the Company.
  • Not access or use an Account which has been rented, leased, sold, traded, gifted, bequeathed, or otherwise transferred from the Account creator without the Company’s permission.
  • Not misrepresent your name, age and any other information that you provide to the Company.

Account Information

Certain information such as name, birth date, e-mail address, and, in some cases, payment information would be required while creating or updating an Account on the website. This information will be help and used by the Company in accordance with the Privacy Policy. You hereby agree that such information supplied will be accurate and complete and any change shall be promptly updated.
You understand that on certain Company websites your user ID number, name and profile picture will be publicly available and that search engines may index your name and profile photo.

Username and Password

During the Account creation process, you will be required to select a password ("Login Information")which would be governed by the following rules: -
  • The Account or Login Information will not be shared by you with anyone. You would not allow anyone else to access your account or anything else that might jeopardize the security of your account.
  • You must immediately notify the Company in case you become aware or reasonably suspect that any breach of security, including but not limited to, any loss, theft or unauthorized disclosure of the Login and Account Information, has occurred.
  • You are solely responsible for maintaining the confidentiality of the Login Information, and you will be responsible for all uses of the Login Information, including purchases, whether or not authorized by you.
  • You are solely responsible for anything and everything that happens through your account.
  • The Company reserves the right to remove or reclaim any usernames at any time and for any reason, including but not limited to claims by a third party that a username violates the third party’s rights.

Strictly Prohibited Activities

The following activities are strictly prohibited on any of the Company’s websites and can result in immediate revocation of your limited license and may subject you to civil and/or criminal liabilities for violation of laws. ANY ATTEMPT BY YOU TO DISRUPT OR INTERFERE WITH THE SERVICE INCLUDING UNDERMINING OR MANIPULATING THE LEGITIMATE OPERATION OF ANY COMPANYSERVICE IS A VIOLATION OF THE COMPANY POLICY AND MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS.
You hereby agree that you will not, under any circumstances, engage in any act that may be deemed to be in conflict with the spirit or intent of the Service, including but not limited to circumventing or manipulating these Terms, our game rules, game mechanics or policies.

You also agree not to make improper use of the support services provided by the Company, including but not limited to, submitting false abuse reports.

Further, you will not use the service in connection with any violation of any applicable law or regulation, or do anything that promotes the violation of any applicable law or regulation. You agree not to use cheats, exploits, automation software, bots, hacks, mods or any unauthorized third-party software designed to modify or interfere with the Service, any game or any game experience being provided by the Company.

You agree not to use the Service in order to design or assist in the design of cheats, automation software, bots, hacks, mods or any other unauthorized third-party software designed to modify or interfere with the Service, any game or any game experience being provided by the Company.
You agree not to modify or cause to be modified any files that are a part of the Service or any game being provided by the Company, without the company’s express written consent.

You agree not to disrupt, overburden, or aid or assist in the disruption or overburdening of
any computer or server used to offer or support the Service or any game environment being provided by the Company (each a "Server");
The enjoyment of the Service or any game being provided by the Company, by any other person.
You agree not to institute, assist, or become involved in any type of attack, including without limitation distribution of a virus, denial of service attacks upon the Service, or other attempts to disrupt the Service or any other person’s use or enjoyment of the Service; or

You agree not to attempt to gain unauthorized access to the Service, Accounts registered to others or to the computers, Servers, or networks connected to the Service by any means other than the user interface provided by the Company, including but not limited to, by circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person to circumvent or modify, any security, technology, device, or software that is part of the Service;
You agree not to post any information that is abusive, obscene, defamatory, threatening, libelous, or racially, sexually, religiously, or otherwise objectionable or offensive;

You agree not to post any information that contains nudity, excessive violence, or offensive subject matter or that contains a link to such content;
You agree not to attempt to, or harass, abuse, or harm, or advocate or incite harassment, abuse, or harm of another person, group, including other users of the Service and the Company’s employees, including the Company’s customer service representatives; or

You agree not to make available through the Service any material or information that infringes any copyright, trademark, patent, trade secret, right of privacy, right of publicity, or other right of any person or entity or impersonates any other person, including without limitation, an employee of the Company.

You agree not to use the Service, any game, or any part thereof being provided by the Company, for any commercial purpose, including but not limited to
permitting, authorizing, or offering use of the Service, any game, or any part thereof being provided by the Company, at a cyber café, computer gaming center or any other commercial establishment provided however that, for clarity, providing the means for users to access the Internet is not prohibited by the forgoing,
communicating or facilitating any commercial advertisement or solicitation, or
gathering in-game currency, items or resources for sale;

without the Company’s express written consent.

You agree not to transmit unauthorized communications through the Service, including junk mail, chain letters, spam and any materials that promote malware, spyware and downloadable items.
You agree not to interfere or attempt to interfere with the proper functioning of the Service or connect to or use the Service or any game being provided by the company, in any way not expressly permitted by these Terms of Service;

You agree not to use any unauthorized third-party software that accesses, intercepts, "mines", or otherwise collects information from or through the Service or that is in transit from or to the Service, including, without limitation, any software that reads areas of RAM or streams of network traffic used by the Service or any game being provided by the Company, to store information about game characters, elements, or environment being provided by the Company. The Company may, at its sole and absolute discretion, allow the use of certain third party user interfaces.

You agree not to intercept, examine or otherwise observe any proprietary communications protocol used by a client, a Server, or the Service, whether through the use of a network analyzer, packet sniffer or other device.

You agree not to make any automated use of the system, or take any action that imposes or may impose (in our sole discretion) an unreasonable or disproportionately large load on our infrastructure.

You agree not to bypass any robot exclusion headers or other measures we take to restrict access to the service or use any software, technology, or device to send content or messages, scrape, spider, or crawl the Service, or harvest or manipulate data;
You agree not to use, facilitate, create, or maintain any unauthorized connection to the Service, including without limitation
any connection to any unauthorized server that emulates, or attempts to emulate any part of the Service,
any connection using programs, tools, or software not expressly approved by the Company;

You agree not to reverse engineer, decompile, disassemble, decipher or otherwise attempt to derive the source code for any underlying software or other intellectual property used to provide the Service or any game being provided by the Company, or to obtain any information from the Service or any game being provided by the Company using any method not expressly permitted by the Company;

You agree not to copy, modify or distribute rights or content from any site or game being provided by the Company, or the Company’s copyrights or trademarks or use any method to copy or distribute the content of the Service except as specifically allowed in these Terms of Service.

You agree not to solicit or attempt to solicit personal information from other users of the Service or any game being provided by the Company.

You agree not to collect, harvest or post anyone’s private information, including personally identifiable information (whether in text, image or video form), identification documents, or financial information through the Service.

You agree not to upload or transmit (or attempt to upload or to transmit), without the Company’s express permission, any material that acts as a passive or active information collection or transmission mechanism, including, without limitation, clear graphics interchange formats ("gifs"), 1x1 pixels, web bugs, cookies or other similar devices (sometimes referred to as "spyware," "passive collection mechanisms" or "pcms").

Suspension and Termination

The Company’s websites allows you to use the services available via this or any other website (the “Services”) and the Company reserves the right to suspend, modify, remove or add to the Services at its sole discretion with immediate effect and without any notice. The Company shall not be liable for any loss suffered to you, whether physical, mental, financial or otherwise, resulting from any changes made and you shall have no claims whatsoever against the Company in that regard.
Without limiting our other remedies, we may limit, suspend or terminate the service and user accounts or portions thereof, prohibit access to our games and sites, and their content, services and tools, delay or remove hosted content, and take technical and legal steps to prevent users from accessing the service if we believe that they are creating risk or possible legal liabilities, infringing the intellectual property rights of third parties, or acting inconsistently with the letter or spirit of our terms or policies. Additionally, we may, in appropriate circumstances and at our sole discretion, suspend or terminate accounts of users who may be repeat infringers of third party intellectual property rights.
Termination of your Account can include disabling your access to the Service or any part thereof including any content you submitted or others submitted.
You may cancel any Account registered to you at any time by following the instructions on Bridgeboffin.com

Ownership

Games and Services

The Service (including but not limited to any games, titles, computer code, themes, objects, characters, character names, stories, flowcharts, dialogue, catch phrases, concepts, artwork, animations, sounds, musical compositions, audio-visual effects, methods of operation, moral rights, documentation, in-game chat transcripts, character profile information, recordings of games played are copyrighted works owned by the Company. We reserve all rights, including but not limited to, all intellectual property rights or other proprietary rights, in connection with our games and the Service.
User Accounts
Notwithstanding anything to the contrary herein or otherwise, you acknowledge and agree that YOU SHALL HAVE NO OWNERSHIP OR OTHER PROPERTY INTEREST IN THE ACCOUNT, AND YOU FURTHER ACKNOWLEDGE AND AGREE THAT ALL RIGHTS IN AND TO THE ACCOUNT ARE AND SHALL FOREVER BE OWNED BY AND INURE TO THE BENEFIT OF THE COMPANY. THE COMPANY RESERVES THE RIGHT TO TERMINATE ANY ACCOUNT THAT HAS BEEN INACTIVE FOR 365 DAYS.
Virtual Currency
The Company may introduce its own currency to be used for different transactions on its Website(s). Notwithstanding anything to the contrary, you acknowledge and agree that you have no right or title whatsoever in or to any virtual currency that appears in the Service, whether earned in a game or purchased from the Company. The Virtual Currency does not have monetary value and is not redeemable for money at any time.
The Company prohibits and does not recognize the sale, purchase, rent, gift or any other transfer of any virtual currency or other properties effectuated outside the service in the real world unless expressly authorized by the Company in writing. Any such transfer or attempted transfer is prohibited and void, and will subject your Account to termination.
Competitions
The Company may, at its sole discretion, sponsor and provide an opportunity to earn Virtual Currency from time to time. Participation in such competitions will be subject to competition-specific rules promulgated by the company. The Company may award real money or redeemable virtual currency or non-redeemable virtual currency through such competitions, at its sole discretion. Every competition shall be governed by Competition specific guidelines and regulations which shall be duly notified by the Company along with the announcement of a competition.
User Content
“User Content” means and includes any communications, images, sounds, and all the material, data, and information that you or any other users upload or transmit using the Company’s services. By transmitting or uploading any user content while using the Service, you affirm, represent and warrant that:
Such transmission or submission is accurate and not confidential
Such transmission or submission is not in violation of any laws, contractual restrictions or other third party rights, and that you have permission from any third party whose personal information or intellectual property is comprised in the User Content.
Such transmission or submission is free of viruses, adware, spyware, worms or other malicious code.
You hereby acknowledge and agree that you are solely responsible for the information and material that you submit to the Site. You also agree that you, and not the Company, will have the responsibility to any such information, including but not limited to, its legality, reliability, appropriateness, originality and copyright.
Any of your personal information with such content will at all times be processed by the Company in accordance with its “Privacy Policy”.
You hereby grant the Company a perpetual and irrevocableworldwide, fully paid-up and royalty free, non-exclusive, unlimited license, including the right to sublicense and assign to third parties, and right to copy, reproduce, fix, adapt, modify, improve, translate, reformat, create derivative works from, manufacture, introduce into circulation, commercialize, publish, distribute, sell, license, sublicense, transfer, rent, lease, transmit, publicly display, publicly perform, or provide access to electronically, broadcast, communicate to the public by telecommunication, display, perform, enter into computer memory, and use and practice, in any way now known or in the future discovered, your User Content as well as all modified and derivative works thereof. To the extent permitted by applicable laws, you hereby waive any moral rights you may have in any User Content. This license shall terminate upon the deletion of your account.
Third Party Content
Certain information and content may be provided by Third Parties which may be licensed to the Company. You acknowledge and agree that such Third Party content is the copyrighted work of the creator/licensor, and may be subject to terms of use and/or privacy policies of such third parties. You are requested to contact the appropriate third party for further information regarding such terms. The company disclaims all warranties and conditions with regard to content provided by third parties, including all implied warranties of merchantability, fitness for a particular purpose and non-infringement.

Beta Testing

All beta-testers participating in any beta testing shall be governed by this Agreement and/or any additional Agreements/Clauses which may be introduced at the time of invitation for such participation.

Payments

All fees payable to enter contests, purchase in-game equipment, virtual currency or to obtain any paid service or good, are payable in advance and non-refundable, either in whole or in part.
We reserve the right to change our fees or billing methods at any time without any notice. The responsibility lies with the User to review the Terms and Conditions to obtain timely notice of such changes.
Bridge Boffin reverses the right to charge you on a monthly, quarterly, yearly or any other basis, based on the plan chosen by you at the time of registration and renew your membership on an automatic basis unless you expressly cancel or change your account.
If you pay a donation in the form of an entry fee to participate in a challenge or game that is serving as a benefit for a charitable organization, you acknowledge and agree that the Company is not providing tax advice to you and that you are expected to rely on your own tax advisor as to the deductibility of such entry fee as a charitable contributions.

Intellectual Property Rights

The copyright, trademarks, service marks, brands, names, logos and designs (Intellectual Property Rights) of the Company or others used on this Site and all associated websites are the property of Oldbridge S.L. or their respective owners. You may not remove or alter any Intellectual Property Rights. You may not use any Intellectual Property Rights displayed on the Site without the express prior written permission of Oldbridge S.L. or the respective owner, and nothing contained on this Site grants by implication, waiver, estoppel or otherwise, any right to use such intellectual property rights. All of the Materials appearing on this Site, including but not limited to, text elements, site design, images and icons, as well as the selection, assembly and arrangement thereof, are the sole property of Oldbridge S.L. unless otherwise specified. All rights not expressly granted herein are reserved. Except as otherwise required by applicable law, any reproduction, distribution, modification, retransmission or publication of any copyrighted material is strictly prohibited without the express written consent of the copyright owner.

Indemnity

You hereby acknowledge and agree to defend, indemnify and hold harmless, Oldbridge S.L. and its affiliates, representatives, partners, agents and employees from and against any and all liabilities, claims, costs and expenses, including attorneys' fees, that arise out of or in connection with your use of the Site or breach of these Terms.You agree that the provisions in this paragraph will survive any termination of your Account(s) or of the Service.

Disclaimer of Warranty

You hereby acknowledge and agree that this Site may include certain errors, omissions, outdated information which may affect the quality of the Materials.You acknowledge that the Materials have not been independently verified or authenticated in whole or in part by Oldbridge S.L., and agree that Oldbridge S.L. does not warrant the accuracy or timeliness of the Materials and further agree that Oldbridge S.L. has no liability for any errors or omissions in the Materials, whether provided by Oldbridge S.L. or its licensors.
Oldbridge S.L. assumes no responsibility for: -
Games, tournaments or sessions that are interrupted for any reason including, but not limited to, the malfunction of computer equipment or data activity on player accounts as a result of lost or stolen account or password information
The failure, interruption, technical malfunction or delay of any email or other communication to be received by Oldbridge S.L.
any incorrect or inaccurate information, whether caused by equipment or programming associated with or utilized in Oldbridge S.L. or by any technical or human error which may occur in the processing of information you provide on the Site.
any malicious code, including computer viruses, that may infect your personal computer or related equipment, or any other damage to your personal computer or related equipment, as a result of your access to, use of, or browsing of the Site or your downloading of any materials, data, text, images, video or audio from the Site.
Oldbridge S.L., FOR ITSELF AND EACH OF ITS LICENSORS, MAKES NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES AS TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY INFORMATION OR MATERIAL CONTAINED ON THE SITE, INCLUDING WITHOUT LIMITATION THE MATERIALS AND ANY THIRD PARTY CONTENT. UNLESS OTHERWISE EXPLICITLY STATED, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE AND ANY INFORMATION OR MATERIAL CONTAINED ON THE SITE IS PROVIDED TO YOU ON AN "AS IS" AND "WHERE-IS" BASIS, AND IS FOR PERSONAL USE ONLY. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS, ARE HEREBY DISCLAIMED.

Dispute Resolution

If a dispute arises between you and the Company, our goal is to provide you with a neutral and cost effective means of resolving the dispute quickly. Accordingly, you and the Company agree that we will resolve any claim or controversy at law or equity that arises out of this Agreement or our services (a "Claim") in accordance with one of the subsections below or as we and you otherwise agree in writing. Before resorting to these alternatives, we strongly encourage you to first contact us directly to seek a resolution by going to Customer Support. All disputes shall be resolved by means of arbitration for any claim (excluding claims for injunctive or other equitable relief) where the total amount of the award sought is less than $10,000. Such arbitration shall be initiated through an established alternative dispute resolution ("ADR") provider selected by Bridge Boffin. The ADR provider and the parties must comply with the following rules: (a) the arbitration shall be conducted by telephone, online and/or be solely based on written submissions, the specific manner shall be chosen by the party initiating the arbitration; (b) the arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties; and (c) any judgment on the award rendered by the arbitrator shall be final and may be entered in any court of competent jurisdiction.
All claims brought by you against Oldbridge S.L. must be resolved in accordance with this Dispute Resolution Clause. All claims filed or brought contrary to this clause shall be considered improperly filed. Should you file a claim contrary to this clause, Oldbridge S.L. shall be entitled to recover attorneys' fees and costs up to $1000, provided that we have notified you in writing of the improperly filed claim, and you have failed to promptly withdraw the claim.
By using this website, you also agree to submit yourself to the jurisdiction of the Courts located in Malaga, Spain and to the extent permitted by law, waive your right to bring an action against Bridge Boffin in any other jurisdiction across the world.

SEVERABILITY

Under any circumstances, you agree that if any portion of these Terms of Service or of the Privacy Policy is found illegal or unenforceable, in whole or in part by any court of competent jurisdiction, such provision shall, as to such jurisdiction, be ineffective solely to the extent of such determination of invalidity or unenforceability without affecting the validity or enforceability thereof in any other manner or jurisdiction and without affecting the remaining provisions of the Terms, which shall continue to be in full force and effect.

Supplemental Policies

The Company reserves the right to publish additional policies related to specific services such as forums, contests or loyalty programs. Your right to use such services is subject to those specific policies and these Terms of Service.

No Waiver

The failure of Oldbridge S.L. to require or enforce strict performance by you of any provision of this Agreement or the Privacy Policy or failure to exercise any right under them shall not be construed as a waiver or relinquishment of the Company’s rights to assert or rely upon any such provision or right in that or any other instance.
The express waiver by the Company of any provision, condition, or requirement of this Agreement or the Privacy Policy shall not constitute a waiver of any future obligation to comply with such provision, condition or requirement.
Except as expressly and specifically set forth in this these Terms of Service, no representations, statements, consents, waivers, or other acts or omissions by the Company shall be deemed a modification of this Agreement nor legally binding, unless documented in physical writing, hand signed by You and a duly appointed officer of the Company.

Equitable Remedies

You acknowledge and agree that the rights granted and obligations made under this Agreement are of a unique and irreplaceable nature, the loss of which shall irreparably harm the Company and which cannot be replaced by monetary damages alone. The Company shall be entitled to injunctive or any other equitable relief (without the obligations of posting any bond or surety or proof of damages) in the event of any breach or anticipatory breach by you.
You irrevocably waive all rights to seek injunctive or other equitable relief, or to enjoin or restrain the operation of any Service, exploitation of any advertising or other materials issued in connection therewith, or exploitation of the Service or any content or other material used or displayed through the Service and agree to limit your claims to claims for monetary damages.

Force Majeure

The Company shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including but not limited to, any failure to perform hereunder due to unforeseen circumstances or cause beyond the Company’s control such as acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor or materials.

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